Small businesses and the workers they employ are the fabric of our Hill Country community. I am committed to helping the 21st District get back on its feet during this economic disruption mandated by the government to protect public health. With important relief legislation still in flux, many of these resources will need to be updated as programs come online, and further guidance is provided.
We will get through this together.
Resources for Workers:
Unemployment Insurance: State of Texas website https://twc.texas.gov/jobseekers/applying-unemployment-benefits
How to Apply
Apply for benefits in one of two ways:
- Apply online at Unemployment Benefit Services by selecting Apply for Benefits. Read the Applying for Unemployment Benefits Tutorial for help applying online.
- Call a Tele-Center at 800-939-6631 and speak to a customer service representative.
Information You Need to Apply
You will need:
- Your last employer’s business name, address and phone number
- First and last dates (month, day and year) you worked for your last employer. If you worked for your last employer on more than one occasion, provide the most recent employment dates.
- Number of hours worked and pay rate if you worked the week you apply for benefits (Sunday through Saturday)
- Information about the normal wage for the job you are seeking
- Alien Registration number (if not a U.S. citizen)
Resources for Small Businesses
At the request of Governor Greg Abbott, the Small Business Administration (SBA) issued an Economic Injury Disaster Declaration on March 20, 2020, for all 254 Texas Counties in response to COVID-19 for the provision of Economic Injury Disaster Loans (EIDL) to businesses and private non-profits in affected communities.
SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
If you have suffered substantial economic injury and are one of the following types of businesses, you may be eligible for an SBA Economic Injury Disaster Loan (EIDL):
- Small Business
- Small agricultural cooperative
- Most private nonprofit organizations
You may apply for an EIDL loan here: https://disasterloan.sba.gov/ela/
Applicants can call SBA’s Customer Service Center at (800) 659-2955 or email [email protected] for more information on SBA disaster assistance.
The U.S. Chamber of Commerce has information on resources and ways individuals and businesses can seek assistance. For more information, please visit: https://www.uschamber.com/coronavirus or contact 1-800-638-6582.
The U.S. Chamber of Commerce has a small business resource guide that features technology tools, employer guidance, business strategies and more as you navigate through this challenging time. For more information, please visit: https://www.uschamber.com/co/small-business-coronavirus.
The National Main Street program has resources for small businesses and offers community support for those impacted by COVID-19. For more information, please visit: https://www.mainstreet.org/howwecanhelp/resourcecenter/covid19resources or contact 312-610-5613.
State and Local Resources
The State of Texas has created a comprehensive resource guide for businesses impacted by COVID-19. You can find information here: https://gov.texas.gov/business/page/coronavirus
The Texas Workforce Commission (TWC) has developed resources for employers: https://twc.texas.gov/news/covid-19-resources-employers and for jobseekers: https://twc.texas.gov/news/covid-19-resources-job-seekers
The Texas Restaurant Association has established the TX Restaurant Relief Fund to aid restaurants impacted by COVID-19. You can apply on their website https://www.txrestaurant.org/news/coronavirus-guidance-resources, and find webinars, resource guides, tips on sanitation and more useful information to help your business.
The Restaurant Workers’ Community Foundation formed a COVID-19 Emergency Relief Fund for small businesses and their restaurant workers and is accepting donations.
Facebook announced a $100 million grant for small businesses impacted by COVID-19 and launched the Business Resource Hub, which features recommendations to help small businesses stay connected to customers and stay on track.
James Beard Foundation started a Food and Beverage Industry Relief Fund to provide micro-grants to independent food and beverage small businesses in need.
JPMorgan pledged $50 million to help struggling customers, and $8 million in aid to small businesses, specifically.
Kabbage launched an online hub to help boost sales for U.S small businesses impacted by COVID-19, including a system through which businesses can sell gift cards to consumers for use at a later date.
MainVest, a crowdfunding platform, announced its new Main Street Initiative: a $2,000, zero-interest, 120-day loan for restaurants or other brick and mortars affected by the shutdown, in addition to its normal fundraising offerings.
Opportunity Fund, which specializes in money lending to small businesses owned by women, immigrants, and people of color, is collaborating with investors and nonprofits to put together a coronavirus relief fund that will provide grants and low-interest rate loans to business owners in need.